Specialty Commercial Insurance

Specialty businesses and specialty operations call for specialty coverages.  Many of which can be forgotten.

Specialty business and specialty insurance is a broad category. 

From public entities, like local municipalities and fire departments, to public/private schools, to short/long haul truckers, the types of specialty insurance coverages that are needed to adequately cover these businesses can be vast.

Do I need Insurance?

  1. Public/Private Schools – public and private schools are associated with several specialty insurance coverages.  From inland marine coverages for mobile property (instruments, uniforms, electronic equipment, etc..), to Abuse and Molestation Policies, schools need to take the extra step to ensure they, and their students are properly covered.  Speak with a representative to discuss what coverages you might need.

  2. Local Municipalities – local municipalities can face unique challenges every day.  Specialty insurance coverages are needed for everything from parks, trails and playgrounds to public roads, special events and city planning.  Speak with a representative to discuss what coverages you might need.

  3. Trucking – Trucking and property transport can raise many questions with insurance coverages.  Whether it be for a long haul, multi vehicle fleet, to your local delivery transport, specialty insurance coverages are needed to ensure your property is covered accordingly.  Speak with a representative to discuss what coverages you might need.

  4. Cargo – Do you ship products overseas?  Do you haul product on land?  Either way, you will need cargo insurance to cover your property in transit.  Speak with a representative to discuss what coverages you might need.

  5. Technology Errors & Omissions – Tech E&O can offer a multitude of additional coverages, often forgot about.  These coverages include patent infringement, cyber breach, copywrite infringement and more.  Speak with a representative to discuss what coverages you might need.

  6. Builders Risk/Installation Coverage – are you building a new structure?  Are you an installation contractor?  Many business owners do not realize this means you have a specialty insurance exposure.  Speak with a representative to discus what coverages you might need.

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